i just want to ask one last question of steve before we go to the audience. this is a political season. these things will be litigated. my question is, among your friends, including a more conservative friends in the financial sector, is this generally accepted as a success? or is this a fight? is largely over the numbers or is it an ideological issue of whether it was the right thing to do? >> i think there's a few different groups. i don't think wall street is completely a monolith. one group of people, not the largest group, who essentially agree with what the governor romney's position is and paul ryan, acting debut different positions, which said the. government should the. there's a group of people who say it makes no sense to me that the government just could've stayed on the sideline and may be done something in the end and all would've worked out fine. there's a middle group of people who believe what the government did was right in terms of getting involved in the industry or believe the restructuring was a success and was done commercially and the